BECOME A HABITAT HOMEOWNER

Self-Help Homeownership Program

To qualify for a Habitat home, you must be a legal resident, must be considered a “first-time home buyer,” and have lived in Lake County for at least one year, as well as meet the three (3) Basic Guidelines below. Military veterans are encouraged to apply.

  1. Need: Must be living in substandard housing, such as overcrowded, unsafe, or unhealthy conditions
  2. Ability to Pay: Have stable income and your total household income follows the general income guidelines below (Income guidelines are subject to change).
  3. Willing to Partner: You must be willing to put in a minimum of 500 hours of “sweat equity” into your home and other Habitat houses.

Income Requirements for the Self-Help Homeownership Program

The figures below represent the range of gross household income required to qualify for this program.

FAMILY SIZEMINIMUM INCOMEMAXIMUM INCOME
1
*		$44,960
2
*		$51,400
3
*		$57,800
4
*		$64,240
5*$69,360

Habitat for Humanity Lake County does not discriminate on race, religion, gender, handicap, familial status, or national origin in its homeowner selection process.

To pick up a pre-application, you must come into our office on any Thursday. Please bring your current income information (3 current paystubs and 3 bank statements) and your current credit score.  The form must be filled out completely to be properly evaluated. Incomplete pre-applications will delay your acceptance into the program and may result in immediate de-qualification.

Call 707-994-1100 or come into the office for more information.

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